Various travel insurance packages are available from ASDA Financial Services. By using the following tips, you will be able to secure the best ASDA travel insurance that matches your needs, requirements and budget perfectly. The advice is simple and easy to follow, so you can only benefit from it.
1) Decide on the types of coverage you need and how much you need of each.
There are two main cover ASDA travel insurance plans to select from. They contain different types and amounts of cover. The standard package includes unlimited medical expenses cover, which includes repatriation, and personal accident cover. It contains cancellation and curtailment cover and delayed departure and abandonment cover as well as personal effects and baggage cover, delayed baggage cover, personal money cover, passport cover, personal liability cover and legal expenses cover.
The superior package contains the same types of cover, including unlimited expenses cover. The maximum amounts of coverage you can buy are larger. There are also a number of additional types of coverage you can get. These include missed departure cover, compassionate return cover, and hospital benefit cover and hijack cover. Catastrophe cover, additional pet care fees cover and scheduled airline failure cover are also included in this package. Optional winter sports cover is available with both packages.
Buy the types of cover that you think you will need. Buy as much unlimited medical expenses coverage as you can. Reduce the amounts of cover on items that are not particularly valuable, such as clothing and bus tickets.
2) Choose the duration of your policy.
You can select between single trip ASDA travel insurance and annual multi trip insurance. The first option is recommended to those who plan to make a single trip away from home during the year. You need to keep in mind that the duration of this single trip can be between 2 and 30 days. For longer trips, you will need to arrange a special package with the insurer and most likely pay a higher premium.
The annual multi trip cover is a cost-effective option for those who travel more than two times a year. You will certainly save if you get such a policy rather than a single policy for each trip. Still, the insurer poses some restrictions that you should be aware of. You will be covered for an unlimited number of trips provided that the duration of each is shorter than 30 days. Additionally, the total number of days spend traveling should be lower than 90.
3) Choose an ASDA travel insurance policy in line with the destination you are traveling to.
ASDA Financial Services offers a standard worldwide option as well as standard European cover. You can save by choosing individual standard European cover instead of a worldwide one, if you are traveling to a European country. Just keep in mind that not all countries that are geographically in Europe are included in this policy, so you need to check the available list specifically.
4) Consider getting a family ASDA travel insurance cover, if you are traveling with your spouse and kids.
This is a more cost-effective option for families travelling with children because you can add 7 kids to the policy you have chosen for free. You can select any of the options described above when devising the best package for you. The infants’ children age is irrelevant provided that they are under 18.
5) Get a quote online.
You can get insurance policy quotes easily and quickly using the internet. By getting a quote you will be able to see the exact price for the cover you get and compare it to other offers. In turn, you will be able to select the most affordable and beneficial policy.
6) Check whether you can get a discount on your ASDA travel insurance.
Customers or ASDA Financial Services and ASDA Stores Limited may be eligible for different types of discounts. Check whether you ca get a loyal customer discount or a multiple policy discount, if you have another type of insurance with this company. Holders of ASDA Reward credit cards may be eligible for discounts as well.
7) Buy a policy online to get a 15% discount.
Every policy bought online gets a discount, irrespective of its type. You save just by shopping online. This is a simple, easy and quick way to save, so you should not mist to take advantage of it.
Now you can get the best ASDA travel insurance policy, provided that you consider all your options, shop around and take advantage of the available discounts