Posts Tagged ‘student travel insurance’

Finding cheap travel insurance can be a real headache.

- Which companies offer the coverage you really need?

- Can you find student coverage at a discount or do you have to purchase a regular policy?

- Do you travel a great deal and are you looking for cheap annual coverage?

Locating a low cost package is a key to having the peace of mind to take your trip and not worry if you have to seek medical care or recoup your travel investment if your trip is cancelled or the weather interferes and makes it impossible for the trip to occur.

One of the best places to look for cheap single trip travel insurance is www.insureandgo.com. They are a United Kingdom based website that has access to the underwriting capabilities of several of the world’s top insurers including Zurich, AXA, Norwich Union, NIG, Allianz, Legal and General, Fortis, Royal and Sun Alliance, Lloyd’s of London and more.

A quote from their website says

“We ensure that you receive the most suitable quotation at the very best price. Whatever type of policy you are looking for with the best cover available and all at internet prices.”

They have also received the 2009 “Moneywise” Customer Service Award as the best Travel Insurance Provider. By doing a little research you can determine if you really and truly are getting the best bargain at insureandgo.com. To get started you need to determine if you are going to travel more than once in a year or if you are going to travel more. If you travel regulary, annual cover may be a better choice than separate  single trip policies. A tight budget is the best way to keep your overall travel costs down and the internet has made it possible to get the proper information to make your decision in about a tenth of the time it used to take.

Gather the dates for your single or multiple trips and determine what activities you are going to participate it while on your holiday. Are you going on a backpacking holiday or a ski holiday?

Insurandgo.com offers a budget policy

- Bronze, Silver, Gold and Ski policies for single and multiple location trips

- Bronze, Silver and Gold policies for Adventure Trips and backpackers

- Black policy for Annual multi trips.

Obviously, the more things covered and the higher amounts and lower deductibles, the higher the cost of the policy.

For the budget minded, insurandgo.com’s Budget policy covers the following:

-You must be a Untied Kingdom passport holder and have been a resident for at least 6 of the last 12 months.

-Medical Emergencies up to $3,000,000 pounds with a 100 pound deductible. The medical emergency must require treatment that cannot wait until you return home.

-Trip Cancellation or Interruption – if your trip has been prepaid and the trip needs to be cut short due to medical reasons you can get a refund of the unused portion of your trip up to 1000 pounds.

-Luggage damage or loss – Up to 1500 pounds

-Lost cash – Up to 200 pounds total.

Cheap holiday insurance is a great alternative if you are traveling on a budget