Posts Tagged ‘ski holiday insurance’

Buying Post Office holiday insurance in the days before the Internet used to be rather difficult and hit or miss depending on what kind of customer service agent you got that day. These type of packages have long had a reputation as being some of the cheapest available. Lately though, I have seen several comments on ratings sites that mention Post Office holiday insurance as being more expensive that several leading companies on the marketplace. Whether you are looking for single trip, ski  or annual cover you can use the post office’s packages and get the coverage you need on the Internet from the safety of your own home.

If you are looking for quotes you can go directly to the Travel Insurance Guide on the internet and look up Post Office holiday insurance. There you can browse through the various types of policies available as well as read reviews on the company and their policies, as well as guidelines that help you make an more informed decision on what different types of coverages that are available and whether you need them or not. Even if you are not planning on skiing or trying various “dangerous” activities while on holiday, you may want to consider a sports add on that will cover you if you decide to go snorkeling in the clear blue waters one day in the Caribbean.

If you have questions you about Post Office holiday insurance your first step should be to go to the Internet with all of the details of your trip including your destination, what activities are planned during the trip, your exact departure and return dates, cost of your trip, and any equipment you will be taking along for the activities. Once you have all of these, you can go to several sites, plug in your information and compare quotes. The transaction is very easy as long as you have a major credit card (Visa, Mastercard, American Express and Discover).

Some highlights of this particular policy are that you can get an additional 10% off the low Internet rates if you purchase an annual policy. You are covered for the following.

- Personal Liability to two million pounds

- Personal Accidents to thirty thousand pounds

- Medical expenses for a covered issue up to ten million pounds

Also your trip is covered in the case of cancellation or shortening (not by your choice) up to five thousand pounds with 24 hour worldwide emergency customer support.

Other considerations are the age of the traveler as there are considerably higher premiums for persons over 60-65 depending on the insurance company. Standard coverage for Post Office holiday insurance includes travel in the United Kingdom and Europe (including the former Soviet Union countries), but not travel to Canada or the United States. If you are planning travel to the United States or Canada there is additional coverage available at an increased price. Once you have taken a look at all of the factors, age, destination, destination activities, equipment needed, and so on, you are ready to find holiday travel insurance. If you are over 65, want to try extreme sports and are going to Canada or the United States you will find it hard to find cheap cover.