Posts Tagged ‘age concern travel insurance’
When you qualify for membership in AARP and you want to take the trip of a lifetime you may want to check into old age travel insurance. Before you decide on a particular company you are going to want to check out all of the options available to you for your old age travel insurance policy. The major concern for most when buying a policy for pensioners is the level of medical coverage. Old age cover is only available for travelers up to 74 years of age in most cases. You can purchase various levels with different deductibles depending on your age at the time of your trip.
You will also need to decide what other options to add to your policy. Before you actually purchase the policy you will need to list any pre-existing medical conditions you have as they will not be covered if something occurs related to that condition on your trip. Other options include various types of activities you plan on using during your travel. There are additional riders available if your condition allows you to ski, backpack, snorkel, snowboard, rock climb, parasail or hang glide.
You can also purchase trip cancellation insurance, which definitely qualifies as help the aged travel insurance. This covers the cost of your trip in the case an act of terrorism causes your trip to either be cancelled in its entirety or if it is cut short. Lost or stolen luggage coverage is usually included even in the basic policies available at all of the providers websites.
A suggestion to help you find more alternatives for age concern travel insurance would be to type in “senior citizen” along with travel insurance, “pensioner”, or travel insurance for the aged. You can expect several entries including MRL Insurance company in the United Kingdom (www.mrlinsurance.co.uk), InsureFor (www.insurefor.com) and others. Most of these policies have a higher premium than those for younger adults, but start at age 65 and above.
Policies in the United Kingdom are underwritten by AXA, an insurer that has been in business for several decades and is highly rated in European circles. Policies are very easy to purchase online and you will have 14 days to decide once the purchase is made if you really need the policy as long as your travel has not started.