7 Questions to Ask when Buying Boots Travel Insurance
The Boots travel insurance packages are among the most popular on the market. In order to secure the best deal for your individual needs, you need to ask a number of questions. The answers will show you how to get the most benefits at the most affordable price.
1) What travel insurance packages are available from Boots?
You can choose a package in line with the duration of your trip. The City Break package offers coverage for up to 5 days. You can also get single trip cover for 10, 17 or 24 days, depending on the duration of your trip. Annual multi trip cover is also available. There is special student gap year travel insurance. You can choose different duration for such a policy – 3, 6, 9 or 12 months.
2) Where can I travel to with Boots travel insurance?
You can select cover for different destinations in order to save money. Apart from getting worldwide cover, you can opt for worldwide cover excluding USA and Canada as well as for Europe cover. It should be pointed out that some countries are excluded form the two types of worldwide cover. If you visit Afghanistan, Liberia, Sudan or Cuba, your Boots travel insurance will not be valid there and you will not be eligible for compensation.
3) What types of coverage are included in the different packages?
You can select from Bronze, Silver and Gold cover packages. All of these include the main types of coverage, such as emergency medical and hospital expenses coverage, trip cancellation coverage and personal liability coverage. The Silver and Gold packages contain more comprehensive sets of covers. Additionally, the maximum limits for the covers in the Bronze package are the lowest. They are higher with the Silver package and the highest with the Gold package.
Now Boost offers Flexible Cover. It allows you to choose any types of coverage that you need and combine them. You can also choose amounts up to the highest possible limit for each type of coverage.
Winter sports coverage is available additionally with all types of packages offered by the company.
4) How much coverage do I need to buy?
You cannot buy more coverage than the upper limits set in your respective insurance policy and more than the highest limits set by Boots in general. It is a personal decision how much coverage to buy, provided that the amount is smaller than the limits. The rule of thumb is to buy enough coverage to protect the asset you are covering. For instance, you would buy as much medical coverage as you can afford. On the other hand, if there are not particularly valuable items in your baggage, you can insure it for less.
5) Can I buy cover for more than one person?
You can buy individual as well as couple and family Boots travel insurance. Group insurance is not readily available, but it may be arranged upon request. In general, the more people insurance policy covers the more affordable it is. That is why you may want to consider the couple and family packages available form the company.
6) How does family cover work?
Your children will be covered for free, if you opt for family insurance policy from Boots. All children, including step children and foster children under the age of 18 can be covered under a single policy, irrespective of their number. The only condition is for the children to live with you or to be in full time education.
7) Do I meet the eligibility criteria for Boots travel insurance?
In order to be able to apply for coverage with this company, you have to have a UK National Insurance number. You have to have your main home in the UK as well. You must be registered with a medical practitioner in the country. There are also different age eligibility criteria for the different travel insurance policy packages. You have to be younger than 75 to get a City Break or single trip policy. The upper age limit for multi trip policy is 70. If you want to obtain gap year travel insurance, you need to be no older than 35.
Now you can readily get the best Boots travel insurance deal. Just remember to request quotes so that you can compare the different offers and secure the most suitable for you.