Even though the insurance company has first started offering car insurance, the popularity of Direct Line travel insurance UK has grown significantly over the past few years. The insurance products of this company are known to be of good quality, so you are highly unlikely to make a wrong choice. Still, asking a few important questions can make your shopping easier and much more productive.

1) How many types of Direct Line travel insurance UK is currently available on the market?

Currently, the company is offering 4 different types of plans that are designed to suit the individual needs of travelers and their families. You can select from Single Trip policy, Annual multi trip travel policy, Discoverer policy and Tailored policy. The Discoverer Trip policy is the main package of covers. The Annual and Single packages have additional types of coverage that offer more comprehensive protection to individuals and families.

2) What types of cover are included in each plan?

All three of the main plans, and namely the Single Trip policy, Annual multi trip travel policy, Discoverer policy, include a standard set of covers. These are personal belongings coverage, personal money coverage, emergency medical and travel expenses abroad coverage and cancellation and curtailment coverage. You will also get personal accident coverage and personal liability coverage as well as loss of passport and legal assistance coverage. A disaster cover is also included.

The Single Trip policy and the Annual multi trip travel policy have seven additional covers. These include delayed personal belonging and abandoned journey coverage as well as delayed departure coverage. There are special types of covers for holiday winter sports included in these two plans. These types of coverage are winter sports cover, winter sports equipment, ski pass and fees cover and piste closure cover.

3) What is the tailored cover?

The tailored cover is designed to allow individuals and their families to find the most affordable Direct Line travel insurance UK deal that matches their needs and requirements and protects them, when travelling away from home. Basically, you can select as many types of cover as you like and you can purchase amounts of each that can be as large as the company’s maximum limits.

In more detail, this type of policy offers coverage of medical expenses abroad up to £5 million. You can choose to get an optional sports and activities cover as well as baggage and personal money cover. Another great benefit is that you can get 24/7 medical emergency assistance that includes repatriation from any country in the world. By choosing a tailored policy, you will be able to get special discounts available to individuals and families.

4) Are there any new Direct Line travel insurance UK products launched recently?

Currently, there are no new Direct Line travel insurance UK packages on the market. However, the company has added an additional type of coverage to all of its four types of plans. This innovative cover is called airline and end supplier failure. It is designed to give you better financial protection when you organize your trip by yourself and make direct bookings which do not fall under the Government Air Travel Organiser’s License (ATOL). Simply put, you will be protected in case an airline, a car hire company, an excursion provider or an accommodation supplier collapses.

5) Does the insurer offer travel medical insurance pre existing conditions?

You can get Direct Line travel insurance UK, if you have pre existing conditions. The insurer has not set common eligibility criteria, so each case is individually reviewed on its own merits. In order to find out whether you are eligible to get such coverage, you need to request a special quote directly from the company.

6) Can you get Direct Line travel insurance UK quotes and how?

Currently, the company offers both telephone insurance quotes and online insurance quotes. You need to call their direct line number to request a quote. If you choose to use the internet, you have to fill out a short form available on the company’s website.

Now you know what types of travel protection plans you can get from the selection of Direct Line travel insurance UK. You also know how to get quotes. The only thing left is to compare the quotes and get the best policy for your needs.

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