Archive for August, 2009

Columbus travel insurance operates from the United Kingdom and was chosen as Insurance Intermediary of the Year for 2008. They offer single trip travel insurance, annual insurance, backpacker, ski, business and adventure travel insurance along with special insurance for travelers over the age of sixty four (64) and medical insurance for pre existing conditions. Columbus travel insurance has been offering holiday insurance quotes since 1988 and competes with a number of travel insurance companies in the United Kingdom like Atlas Travel Insurance, Boots Travel Insurance and Tesco Travel Insurance.

Columbus Direct also offers auto and home insurance, pet insurance, hostels, hostelling international and international train travel. Columbus travel insurance offers a much easier quote method than AXA. There is no postal code or dates of birth to enter so you can get a better idea more quickly for reference sake. I put in that we were leaving from the United Kingdom on September 24, 2009 and returning on October 6, 2009 and traveling to Europe. The travel insurance quote is for a single trip policy and the price ranges are from just under twenty pounds (20) to just under eighty pounds (80) for a super annual multi trip policy for up to sixty days. The most expensive single trip policy was for just under twenty seven pounds (27).

Here is a summary for the coverage under the highest cost single trip policy from Columbus Direct. You get up to ten million (10,000,000) pounds of emergency medical coverage, five thousand (5,000) pounds in trip cancellation coverage, twenty five hundred (2500) pounds of lost baggage insurance, five hundred (500) pounds of lost cash and documents coverage, five thousand (5,000) pounds in the case your airline carrier goes bankrupt, twenty five thousand (25,000) pounds in personal accident coverage, and two million (2,000,000) pounds in personal liability coverage.

If you are adventure traveling, planning a snow sports vacation or just enjoy backpacking and camping throughout Europe, Columbus Direct can cover your trip. As with any insurance policy there are some exclusions. Using the same criteria we used for the regular travel insurance quote I clicked on the Adventure policy tab and got the same rate quotes across the board. The next step is to use the same number of travelers and dates for a ski travel insurance policy. The Super Single Ski Trip almost tripled in price for the same length of time and number of travelers to just under sixty six (66) pounds. All other coverage limits remained the same. An additional benefit is equipment loss and rental coverage.

Another added expense would be any additional sports you wanted covered while on your trip. There is a box on the regular quote to check for winter sports coverage and an additional box for other sports coverage like windsurfing, target shooting, roller blading, and about one hundred other sports. Some of these additional sports have an asterisk that states that there is no personal liability/accident coverage available on them so if you get injured you are on your own expense wise.

Columbus travel insurance is an excellent choice for reliable coverage